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Avoiding Scammers After a Hurricane: Guidance from JSC Contracting, Inc.
At JSC Contracting, Inc., with over 40 years of experience serving Central Florida’s marine and construction needs, we understand the challenges homeowners face after a hurricane. Disasters like Hurricanes Helene and Milton can leave docks, homes, and properties damaged, making you vulnerable to scammers posing as contractors. As a trusted, licensed contractor, we’re committed to helping you rebuild safely while avoiding fraud. Here are key tips to protect yourself from scammers during post-hurricane recovery:
Verify Contractor Credentials: Always work with licensed and insured contractors. In Florida, structural repairs, including dock and seawall restoration, require a state-issued contractor’s license. Check licenses at MyFloridaLicense.com or call the Florida Attorney General’s Office at 1-866-9NO-SCAM. Be wary of anyone claiming an LLC number is sufficient—this could be a red flag for a scam. JSC Contracting is fully licensed and insured, ensuring compliance with all regulations.
Avoid Upfront Payments: Never pay the full amount for repairs upfront or provide large deposits. Legitimate contractors, like JSC Contracting, typically request payment upon completion or in stages as work progresses. Insist on a written contract detailing the scope, timeline, and costs. Avoid cash, wire transfers, gift cards, or cryptocurrency payments, as these are nearly impossible to recover if fraud occurs. Pay by credit card or check for added protection.
Beware of Door-to-Door Solicitations: Scammers often go door-to-door offering quick repairs for docks, roofs, or debris removal. Avoid “fly-by-night” contractors who pressure you to sign contracts immediately or demand cash upfront. Always research the company through the Better Business Bureau (BBB.org) and get multiple written estimates before committing. JSC Contracting never solicits door-to-door and provides transparent, written quotes for all projects.
Spot FEMA and Insurance Impostors: Scammers may pose as FEMA officials or insurance representatives, asking for personal information or fees to “qualify” for aid. FEMA never charges for disaster assistance, and legitimate officials carry official ID. If someone claims to represent FEMA or your insurer, verify their identity by calling the official FEMA Disaster Fraud Hotline (1-866-720-5721) or your insurance company directly using the number on your policy. Never share personal details like Social Security numbers or sign over insurance checks to unverified parties.
Be Cautious with Charity Donations: After a hurricane, fraudulent charities may solicit donations via phone, email, or social media, often mimicking reputable organizations. Verify charities through BBB’s Wise Giving Alliance, Charity Navigator, or Florida’s Check-A-Charity tool. Donate only via secure methods like credit cards or checks, and avoid cash or gift card payments. JSC Contracting partners with reputable local organizations for community recovery efforts and can guide you to trusted relief options.
Protect Against Digital Scams: Be cautious of unsolicited emails, texts, or social media posts offering aid or crowdfunding for hurricane victims. These may contain phishing links or malware. Verify crowdfunding organizers’ identities and avoid clicking links from unknown sources. Report suspicious activity to the FTC at ReportFraud.ftc.gov or FEMA at StopFEMAFraud@fema.dhs.gov.
How JSC Contracting Can Help: As a family-owned business with deep roots in Central Florida, JSC Contracting specializes in post-hurricane dock repairs, seawall restoration, and debris removal. We provide free inspections to assess damage and offer honest recommendations on whether to repair or replace your dock. Our team handles all permitting, uses marine-grade materials, and ensures your project meets local codes. We never ask for full upfront payments and provide clear, written contracts for your peace of mind.
Don’t let scammers exploit your recovery efforts. Contact JSC Contracting at 352-687-2030 or visit www.jscfla.com for a free estimate. Report suspected fraud to the Florida Attorney General at 1-866-9NO-SCAM or the FEMA Disaster Fraud Hotline at 1-866-720-5721. Let us help you rebuild your waterfront safely and securely.